Privacy Policy

Effective Date: Oct 15, 2024

At Mo's Flows ("we," "our," or "us"), your privacy is important to us. This Privacy Policy explains how we collect, use, and secure data obtained through the YNAB API.

1. Data Collection

When you connect your YNAB account to our app using OAuth, we collect the following data:

• Transaction data (amounts, categories, and dates)
• Budget information (totals, allocations, and goals)

We do not collect or store any financial account credentials beyond the access token obtained directly via OAuth.

2. Data Usage and Security

The data we collect is used solely to generate visualizations and improve your experience using our app. We guarantee:

• All access tokens are stored securely and encrypted.
• Your transaction data is never shared with third parties without your explicit consent.

3. Data Sharing

We will never pass your YNAB data to any third party without your knowledge. Your data will only be used for the purposes outlined in this policy.

4. User Control and Data Deletion

You can request the deletion of your data at any time by contacting us at theparkshade@gmail.com. Upon request, we will securely delete all your information, including any access tokens, within 180 days.

5. Updates to this Privacy Policy

We reserve the right to update this Privacy Policy as needed. We will notify you of any changes through the app or via email.

Contact Us If you have any questions or concerns regarding this policy, please contact us at theparkshade@gmail.com.

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Last updated: Oct 15, 2024